body, form { margin:0px; background-image:url(../images/body-bg.gif)} 

.bodytext { font-family: verdana; font-size: 12px; color: #333333; line-height:18px; text-align:justify;}
.bodysubhead { font-family:verdana; font-size: 12px; font-weight: bold; color:#0033CC; }

.topmenu { font-family:Arial, Helvetica, sans-serif; font-size: 12px; color:#0099FF; text-decoration:none;}
.topmenu a:link{ font-family:Arial, Helvetica, sans-serif; font-size: 12px; color:#0099FF; text-decoration:none;}
.topmenu a:visited{ font-family:Arial, Helvetica, sans-serif; font-size: 12px; color:#0099FF; text-decoration:none;}
.topmenu a:hover{ color:#0099FF; text-decoration:underline;}

.footer { font-family: verdana; font-size: 11px; color: #666666; }

.corevalue { font-family:Verdana, Arial, Helvetica, sans-serif; font-size:12px; color:#FF6600; text-align:justify; }

.submenu{ font-family:Arial, Helvetica, sans-serif; font-size: 12px; background-color:#C4DBFF; color:#0066FF; text-align:center; font-weight:bold;}
.submenu a:link{ font-family:Arial, Helvetica, sans-serif; font-size: 12px; background-color:#C4DBFF; color:#0066FF; text-align:center; font-weight:bold; text-decoration:none;}
.submenu a:hover{ font-family:Arial, Helvetica, sans-serif; font-size: 12px; background-color:#C4DBFF; color:#0066FF; text-align:center; font-weight:bold;  text-decoration:none;}
.submenu a:active{ font-family:Arial, Helvetica, sans-serif; font-size: 12px; background-color:#C4DBFF; color:#0066FF; text-align:center; font-weight:bold;  text-decoration:none;}
.submenu a:visited{ font-family:Arial, Helvetica, sans-serif; font-size: 12px; background-color:#C4DBFF; color:#0066FF; text-align:center; font-weight:bold;  text-decoration:none;}

.subhead { font-family:Verdana, Arial, Helvetica, sans-serif; font-size:12px; color:#222222; font-weight: bold; background-color:#E6F4FA; padding-top:3px; padding-bottom:3px;}
.forgot { font-family: verdana; font-size: 10px; letter-spacing:-1px; color: #666666; }.mutuallink {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #000;
}